We understand that this is more than just paperwork, premiums, and profits. We work passionately all day, every day, because we genuinely care about one mission: keeping people safe.
Consider us your workers' compensation partner with a forward-thinking, no-nonsense approach. Driven by a holistic view of each case, we dig deeper to investigate every claim and ensure all aspects are thoroughly examined to protect your interests at all costs. With extensive experience and unwavering commitment, we keep your business clear and fair — it's no wonder they call us contagiously passionate.
Indirect costs of workers' comp claims are 3—10X higher than direct costs.
We analyze the full impact of a claim to give you the support and peace of mind you deserve.
For every day that a workers' comp claim goes unreported, its cost can go up 2-3%. During that time, the employee can talk to their neighbors and friends who may tell them how to take advantage of their claim.
That's why we investigate aggressively, conduct background scans and even social media and hospital checks to make sure you're not being taken advantage of—or worse, being scammed.
70% of lost time is medically unnecessary. The longer an injured worker is out, the less likely they are to return to full duty.
We at TRS work hand-in-hand with medical professionals to help employees return to productive work sooner, and to their normal work duties, as quickly as possible.
After 12 weeks out, there's a 50% chance of your employee returning to work
Discover how we transform workers' comp complex claims into simple, cost-effective resolutions with passion, precision, and a commitment to protecting your interests.
Case summary: Jack works as a machine operator at Precision Metalworks. After a recent injury to his back on the job, he submits a claim.
What happens:
Not having a formal investigation process, Precision
Metalworks immediately accepts the claim and Jack
is out of work.
In medical expenses and wage replacement
Time to return to work: 8 months
Outcome:
Precision Metalworks faces higher insurance premiums,
Jack is out of work and claims his back never healed
properly which leads to prolonged disputes.
What we find out:
Through background checks, we quickly identify that Jack
had a previous back injury when he worked in the military five
years back — a detail that significantly impacts the claim.
In medical expenses and wage replacement
Time to return to work: Jack returns to modified duty in
2 months and full duty in 4 months.
Outcome:
Precision Metalworks saves $35,000, Jack receives fair
compensation, and the overall process is handled with clarity
and efficiency, resulting in a satisfied employee and a smoother
claims experience.
Case summary: Melinda claims she injured her wrist lifting heavy boxes at ABC Logistics and submits a claim.
What happens:
Without investigation, ABC Logistics processes her
claim despite inconsistencies.
In unwarranted medical expenses and wage replacement
Time to return to work: 9 months
Outcome:
ABC Logistics faces financial loss due to the fraudulent
claim, increasing premiums and risking copy-cat
abusers.
What we find out:
Through a special investigations unit, we analyze surveillance
footage that proves the injury never occured and uncover social
media posts where Melinda brags about scamming her boss —
evidence that contradicts her claim.
In unwarranted expenses
Time to return to work: Melinda resigns after her fraudulent
acts were proven and is replaced by a more suitable employee.
Outcome:Melinda's claim is denied, saving ABC Logistics $35,000 and
upholding the integrity of the claims process, and reducing risk
of future fraud.
Laura, a production line worker at Apex Electronics, injures her shoulder while on the job and submits a claim.
What happens:
Without modified duty options, Laura's recovery takes
months, resulting in prolonged downtime and additional costs.
In medical expenses and lost wages
Time to return to work: 6 months
Outcome:
Laura faces a long recovery period, leading to significant
downtime for the Apex Electronics and increased costs.
What we find out:
With a robust return-to-work program, we implement a modified
duty plan, offering Laura a role that includes light office tasks
and inventory management, accommodating her injury.
In medical expenses and adjusted wages
Time to return to work:Laura transitions to modified
duty immediately and returns to full duty in 3 months.
Outcome:
Laura's recovery is faster, minimizing downtime and saving Apex
$25,000, while maintaining productivity and employee
satisfaction.
“Highview is a group of genuinely caring people who are easy to deal with. If anything ever comes up, I know it will be dealt with immediately and my insureds will remain satisfied with the outcome. I just call Isaac and he picks up and makes sure it's taken care of — it's that simple.”
— Mendel Parnas
“Highview is more than another carrier in a pool of many others. They are unique in being professional with a very personal approach. This is a combination that you don't see often. They also accommodate us through the process to help us grow our business.”
— Leibish Bochner
“Working with Highview helps keep things running smoothly with their timely responses and acting on things in an efficient manner. In addition, their return to work and safety programs are an added bonus we don't get with other carriers.”
— Jim Schmerbeck
“Highview is an all-encompassing insurance carrier. They form a complete partnership with us and take care of everything from writing the policies to loss control claims management and more. With their excellent staff and quick turnaround time, I am 100% confident in writing with them."
— L.M
